SCORE 800+EXCEPTIONALSCORE 740-799VERY GOODSCORE 670-739GOODSCORE 580-669FAIRSCORE 300-579POOREQUIFAXMONITOREDTRANSUNIONMONITOREDEXPERIANMONITOREDIDEAL UTILIZATIONUNDER 30%PAYMENT HISTORY35% OF YOUR SCORESCORE 800+EXCEPTIONALSCORE 740-799VERY GOODSCORE 670-739GOODSCORE 580-669FAIRSCORE 300-579POOREQUIFAXMONITOREDTRANSUNIONMONITOREDEXPERIANMONITOREDIDEAL UTILIZATIONUNDER 30%PAYMENT HISTORY35% OF YOUR SCORE
NOVA Credit Solutions
CREDIT REPAIR

YOUR CREDIT IS THE TOOL, NOT THE GOAL.

We analyze your report, dispute what's unfairly affecting you, and optimize your profile — all focused on one thing: getting you ready for real financing.

REVIEWFREE
3 BUREAUSINCLUDED
RESPONSE< 24 HRS
NOVA Credit Solutions
Profile ready to present
Financing in process
AUSTIN, TXHOUSTON, TXUP TO $50,000 PERSONALUP TO $150,000 BUSINESS100% CONFIDENTIALLEGAL, SECURE PROCESSWHATSAPP (512) 592-8935AUSTIN, TXHOUSTON, TXUP TO $50,000 PERSONALUP TO $150,000 BUSINESS100% CONFIDENTIALLEGAL, SECURE PROCESSWHATSAPP (512) 592-8935

Credit statistics that matter

Illustrative data
Negatives removed
88
in a single case
Points gained
+217
from 563 to 780
Days in process
20
not years
Bureaus worked
3
Equifax · TransUnion · Experian
OUR PROCESS

How we work your report

A clear process, start to finish.

Step 1

We analyze your credit

We review your full report, identify errors, and the negative accounts affecting you most.

Step 2

We dispute and optimize

We dispute inaccurate information and apply strategy to strengthen your history.

Step 3 · The goal

Ready for financing

With a stronger profile, you explore your loan and credit line options with more clarity.

SCORE & FINANCING

Every score unlocks a different kind of financing

This is why we work on your credit first. Industry reference ranges — your result depends on your full profile.

Score range
Tier
What it typically unlocks
800-850
Exceptional
Best available rates, high limits, fast approvals
740-799
Very good
Competitive rates on mortgage, auto, and business lines
670-739
Good
Approval on most products, average rates
580-669
Fair
Limited approvals, higher rates, deposits required
300-579
Poor
Frequent denials, collateral and large deposits
ILLUSTRATIVE RESULTS

An example of what can happen in weeks, not years

Every case is different — this is a real example of what we've achieved.

Example transformation
Before563
0SCORE
From a weak profile to one far more competitive.
0
Items disputed
<20
Days in process
0
Bureaus reviewed
Same car, different profile
Crédito 620
$760/mes
Crédito 780
$520/mes
↔ Drag to compare
$17,280 difference
Over 6 years, based on the rate example used
NOVA Credit Solutions documentation example
Illustrative example of the kind of documentation prepared during the process.
IMPORTANT

Don't cancel your monitoring account

During the process we need you to keep your credit monitoring subscription active (like SmartCredit) — that's how we track changes in real time and adjust strategy.

Legal, secure process
We follow the laws that protect you
100% confidential
Your information always protected
Credit experts
Years serving the Hispanic community
No empty promises
We explain the real process, without guaranteeing outcomes
Already have good credit? See your financing options →

Let's start with your credit report

We'll tell you exactly what's affecting your profile and what we can do about it.

Send the word "CONTROL" on WhatsApp and we'll explain how to start.
Disclaimer: NOVA Credit Solutions does not guarantee approvals, interest rates, credit limits, or financing amounts. Final lending decisions are made by the applicable financial institutions and depend on each applicant's individual profile.