SCORE 800+▲EXCEPTIONALSCORE 740-799▲VERY GOODSCORE 670-739▲GOODSCORE 580-669▼FAIRSCORE 300-579▼POOREQUIFAX▲MONITOREDTRANSUNION▲MONITOREDEXPERIAN▲MONITOREDIDEAL UTILIZATION▲UNDER 30%PAYMENT HISTORY▲35% OF YOUR SCORESCORE 800+▲EXCEPTIONALSCORE 740-799▲VERY GOODSCORE 670-739▲GOODSCORE 580-669▼FAIRSCORE 300-579▼POOREQUIFAX▲MONITOREDTRANSUNION▲MONITOREDEXPERIAN▲MONITOREDIDEAL UTILIZATION▲UNDER 30%PAYMENT HISTORY▲35% OF YOUR SCORE
NOVA Credit Solutions
EN ES
WhatsApp (512) 592-8935
AUSTIN & HOUSTON, TX · (512) 592-8935

YOUR NEXT FINANCIAL OPPORTUNITY STARTS BEFORE YOU WALK INTO THE BANK.

We help prepare and strengthen your financial profile so you can be better positioned when seeking personal financing, credit cards, loans, or business capital.

$0
In personal loans
$0
If you own a business
Explore my financing options Talk to an advisor
REVIEWFREE
3 BUREAUSINCLUDED
RESPONSE< 24 HRS
NOVA Credit Solutions
Profile ready to present
Financing in process
AUSTIN, TX◆HOUSTON, TX◆UP TO $50,000 PERSONAL◆UP TO $150,000 BUSINESS◆100% CONFIDENTIAL◆LEGAL, SECURE PROCESS◆WHATSAPP (512) 592-8935◆AUSTIN, TX◆HOUSTON, TX◆UP TO $50,000 PERSONAL◆UP TO $150,000 BUSINESS◆100% CONFIDENTIAL◆LEGAL, SECURE PROCESS◆WHATSAPP (512) 592-8935◆

Credit statistics that matter

Illustrative data
Negatives removed
88
in a single case
Points gained
+217
from 563 to 780
Days in process
20
not years
Bureaus worked
3
Equifax · TransUnion · Experian
SCORE & FINANCING

Every score unlocks a different kind of financing

This is why we work on your credit first. Industry reference ranges — your result depends on your full profile.

Score range
Tier
What it typically unlocks
800-850
Exceptional
Best available rates, high limits, fast approvals
740-799
Very good
Competitive rates on mortgage, auto, and business lines
670-739
Good
Approval on most products, average rates
580-669
Fair
Limited approvals, higher rates, deposits required
300-579
Poor
Frequent denials, collateral and large deposits
STRATEGY

Strategy first. Application second.

Don't apply blindly.

A strong credit profile does no good sitting in a drawer. We prepare it to work in your favor — better rates, more options, a clearer process.

Better rates
On mortgages and loans
Clearer process
Fewer surprises when you apply
Higher limits
On your credit cards
Capital for your business
To grow on solid footing
FINANCING

We prepare you for the financing you're after

We strengthen your personal and business profile before you apply, so you walk in better positioned.

Personal financing

We help prepare your profile so you can pursue stronger personal financing opportunities.

Up to $50,000

Capital for your business

We help prepare your personal and business profile before you pursue capital for growth.

Up to $150,000

Auto financing

A stronger profile can translate into better terms on your next vehicle.

Stronger terms possible

Mortgage preparation

We optimize your profile before you talk to the bank.

More clarity, fewer surprises

Cards with stronger limits

More available credit, better utilization, a stronger profile.

A stronger profile

Personalized strategy

We review your case and build the plan that fits your goal.

Professional guidance
See full financing details →
HOW IT WORKS

Three steps before you apply for financing

Each step builds on the last — we don't leave you halfway there.

Step 1

We analyze your credit

We review your report, identify errors, and dispute what's unfairly holding you back.

Step 2

We optimize your profile

We apply strategy to strengthen your history.

Step 3 · The goal

You pursue financing with more clarity

We help you explore the best options available to you.

ILLUSTRATIVE RESULTS

What a stronger profile can mean

Illustrative examples based on cases we've worked. Results vary by individual profile.

Example transformation
Before563
0SCORE
From a weak profile to one far more competitive for exploring financing.
0
Items disputed
<20
Days in process
0
Bureaus reviewed
Same car, different profile
Crédito 620
$760/mes
Crédito 780
$520/mes
↔ Drag to compare
$17,280 difference
Over 6 years, based on the rate example used
NOVA Credit Solutions documentation example
Illustrative example of the kind of documentation prepared during the process.
Legal, secure process
We follow the laws that protect you
100% confidential
Your information always protected
Credit experts
Years serving the Hispanic community
No empty promises
We explain the real process, without guaranteeing outcomes

Your financing starts with a conversation

Tell us what you need — auto, business, home, or personal — and we'll help you get ready to pursue it.

Message us on WhatsApp (512) 592-8935
Send the word "CONTROL" on WhatsApp and we'll explain how to start.
Disclaimer: NOVA Credit Solutions does not guarantee approvals, interest rates, credit limits, or financing amounts. Final lending decisions are made by the applicable financial institutions and depend on each applicant's individual profile.